Credit Cardholder Documentation

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Important Credit Cardholder Reference Documents.

The following page has links to the following credit cardholder related documents:

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Cardholder Agreement
Disclosure Statement
Electronic Access Agreement
Loyalty Cash Back Terms & Conditions
Certificate of Insurance – Credit Card Balance Protection Plan
Certificate of Insurance – Embedded Insurance
Pre-Authorized Debit Agreement

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^*On credit approval, as applicable, and subject to satisfaction of Money Mart's policy and regulatory requirements.

Payday Boost Disclosures

To qualify for a payday loan (Payday Boost), minimum net pay requirements will apply and may vary by province. Other conditions may also apply. Ask a Money Mart Sales Associate for details. Online payday loans (Payday Boost) originated only to residents of Alberta, British Columbia, Nova Scotia, Ontario, Saskatchewan and Manitoba. Payday loans (Payday Boost) are not available to residents of Newfoundland and Labrador,New Brunswick and Quebec.

[Alberta residents: The APR on a $300 loan for 42 days is 121.67% for a borrower who is paid weekly on a rate of $14.00 per $100 borrowed.] [British Columbia residents: The APR on a $300.00 loan for 14 days in BC is 365% at the rate of $14.00 per $100 borrowed. Money Mart branch BC Payday License #49839. Online BC Payday License #62477.] [Manitoba residents: The APR on a $300.00 loan for 12 days is 425.83% on a rate of $14.00 per $100.00 borrowed. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at www.manitoba.ca/cca/cpo.] [Saskatchewan residents: The APR on a $300.00 loan for 14 days is 365% on a rate of $14.00 per $100.00 borrowed.] [Ontario residents: The cost of borrowing at Money Mart is $14.00 per $100.00 for each $100.00 advanced. On a $500.00 loan for 14 days, the cost of borrowing is $70.00, with a total payback amount of $570.00 and an annual percentage rate of 365%. The maximum allowable cost of borrowing under payday loan agreements is $14.00 for each $100.00 advanced.] [Prince Edward Island residents: The cost of borrowing at Money Mart is $14.00 per $100.00 per each $100.00 advanced. On a $300.00 loan for 14 days, the cost of borrowing is $42.00, with a total payback amount of $342.00. The maximum allowable cost of borrowing under payday loan agreements is $14.00 per each $100.00 advanced.] Online applications processed and approved with Interac e-Transfer typically receive funding within 24 hours, Monday through Friday, excluding weekends and holidays. Online applications processed and approved outside of those time periods typically receive funds the next business day.

In Nova Scotia the total cost of borrowing $100.00 for 14 days is $14.00. Payday Loans are High Cost Loans.

^**$300 Payday Boost on us is a limited-time offer available only to new customers, or customers that have not taken out a payday loan (Payday Boost) in the past 12 months. Minimum loan amount of $300 applies and maximum discount value is $42. Discount will be applied to the Payday Boost fee upon full repayment of the loan. In-store Payday Boost customers must pay off the loan in-branch to receive their discount. Online Payday Boost customers must pay off their loan online and then attend a branch to receive their discount. Limit one offer per customer. Offer only available in AB, ON, NS, SK, and PEI. Payday Loans are High-Cost Loans. Cannot be combined with any other promotion. Subject to change or cancellation without notice. Additional terms and conditions may apply. See in-branch for details or Payday Boost. 

Installment Loan Disclosures

Installment loans offered in most provinces between $500 and $25,000. Eligibility is based upon income and other qualification requirements, including a credit check. The annual percentage rate will be between 34.56% and 34.95%, depending on payment frequency. Installment Loan repayment terms range from 6 to 84 months based on amount borrowed. For example, a $4,500 loan paid in 36 monthly installments is $203.42 per month based on a 34.95% APR. In the provinces of British Columbia and Manitoba, installment loans are considered high-cost credit products. Money Mart branch BC high-cost credit grantor license # 83655. Ask a Money Mart® Sales Associate for details. Applications processed and approved with lnterac e-Transfer® funding Monday through Friday between 6:00 a.m. - 10:00 p.m. ET and Saturday 6:00 a.m. – 9:00 p.m. ET typically receives email funding notice within two hours. Online applications processed and approved with lnterac e-Transfer® typically receive funding within 24 hours, Monday through Friday, excluding weekends and holidays. Applications processed and approved outside of those time periods, Sunday and holidays typically receive email funding notice the next business day.

Interac e-Transfer^® is a registered trademark of Interac Company. Used under license.

^***Optional Loan Protection Plan is Underwritten by Canadian Premier Life Insurance Company

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